In April, we launched Banking, Cards, Wallets, Treasury, Invoicing, and our Policy Engine at the same time.
From the outside, that looked like six products. To us, it was the answer to one major question: how can a global business operating between fiat and digital assets still require six different systems just to run a single finance operation?
Banking handling fiat. Exchanges for conversions. Wallets holding digital assets. Other platforms for treasury, while invoicing and accounting all live elsewhere. With approvals communicated across multiple channels (Slack, emails, spreadsheets...).
We didn't think the industry needed another standalone provider just for wallets, or just for bank accounts, or another one only for corporate cards. Our goal behind our launch was to build one system for companies to manage all their financial operations.
What happened after the launch
Four months in, we've surpassed $70 million in deposits.
Since then our team has been focused on improving our products and user experience, but we have also spent considerable time speaking to customers. What really stood out was the variety of entry points they came to us for.
Cross-border trading companies need to move capital quickly and reliably; startups need a place to store their assets, while larger organizations require tighter controls over who can approve what. All with a record of every decision, and very few of them need only one of those things for long.
The stablecoin market is growing quickly, but demand had not yet converged around one workflow. Customers enter through different doors. That makes breadth useful, but it also raises the bar: each workflow needs to deliver on usability, pricing, and reliability to bring all those capabilities under one roof.
Since April, we have expanded payment capabilities across ACH, wire, SWIFT, and local rails, with support for currencies including SGD, HKD, GBP, and EUR. We introduced Smart Wallet and Smart Balance, allowing eligible funds to earn variable yield while remaining available. We also added execution options that can bring conversion fees down to zero for eligible conversions.
Why our bet is on agentic finance
At launch, we had the core building blocks of a Financial OS. Today, more of the work between those products can happen entirely inside Reah. A business can move funds from digital assets into a bank payout or from banking into treasury, with conversion, approval, and execution under the same policies and ledger.
That shared foundation is also what a financial agent needs to operate efficiently. If it is limited to reading data and answering questions, it remains an assistant. To really act, it needs accounts, payment rails, wallets, ledgers, permissions, and approvals.
That's why we are building Reah Agent to help our customers manage funds, initiate payments, support reconciliation, and execute other finance-related tasks. All within those controls—automating repetitive operations while returning control to people when judgment is required.
We're very excited about the progress we have made and the trust our clients have placed in us so far. Much more to come soon.
If you are not yet a client and want to test our products, please sign up here.
We'll be thrilled to get you set up.
– Axel
Reah is a financial operating system for global businesses — fiat banking, stablecoin treasury, cross-border payments, and AI-native execution on one ledger.
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