Reah is a financial operating system for global businesses, combining fiat banking, stablecoin treasury, cross-border payments, and AI-native execution in one platform. This guide walks you through setting up your account and getting your first workflows up and running.
Account creation takes about 2 minutes, and most features are available immediately. Only banking and corporate cards require KYB (Know Your Business) verification, which involves a few minutes of form-filling followed by review. It can be completed at any point after signing up.
This guide covers the full setup. If you'd prefer a guided walkthrough, reach out to us at reah.com/contact-us, and we'll walk you through it.
Step 1: Create your business account
Go to platform.reah.com to get started.
You can sign up with Google, your email, or by importing an existing Safe multisig wallet. After signing in, enter your business name and upload a company logo to create your workspace.
You'll see a prompt to start KYB verification. KYB is only required for global banking and corporate cards. All other features, including wallets, treasury, and stablecoin operations, are available immediately.
If you choose to skip KYB, you can restart it at any time from Overview > Tasks > KYB.
Read more: Create a business account · Supported and prohibited countries
Step 2: Set up your wallet
Your workspace comes with a default wallet. You can start using it immediately or create additional wallets for different purposes. For example, separate wallets for payroll, operations, and revenue.
To create a new wallet, go to Wallets in the left sidebar, select + Create, give it a name and a color tag, and confirm. Reah creates a non-custodial, multi-sig wallet that works across 12 networks, including Ethereum, Solana, Base, and more.
To fund your wallet, select Deposit and copy your wallet address to receive crypto from an external address. If you're bringing in an existing Safe multisig wallet, go to Wallets → + Create and select Import a wallet from Safe instead.
Once your wallet is set up, back up your Recovery Kit under Settings → Security → Recovery Kit. This lets you recover access to your entity if you lose your login email. Your Recovery Kit can also be used for Emergency Exit, a last-resort option to export your wallet private keys if Reah becomes unavailable.
Read more: Create a wallet · Deposit crypto · Import a wallet from Safe · Back up your Recovery Kit · Emergency Entity Exit and Recovery*
Step 3: Set up roles and approvals
Before your team starts transacting, assign roles and configure approval rules.
For roles, go to Settings → Entity → Roles to assign each team member a role. Reah has four default roles: Owner (full access, can initiate and approve all actions), Admin (can manage accounts and initiate actions), Operator (can initiate actions but cannot approve), and Viewer (read-only). Start with the lowest level of access and increase only when needed.
For approval rules, go to Settings → Approval Flow → Money Movement to configure transaction approval policies. This controls how transactions are reviewed and approved before funds leave your workspace.
Read more: Set up roles · Set transaction approval rules · Invite team members*
Step 4: Open a banking account (requires KYB)
A Reah banking account gives your business a named account in USD, GBP, EUR, and AED for day-to-day cash operations, sitting directly inside the same system as your wallets and treasury.
To open an account, go to Banking in the left sidebar or navigate to Overview > Tasks > KYB to begin verification. The Compliance Center walks you through each required field, and you can save your progress and return at any time if you need to gather additional documents.
Once approved, you can manage your fiat and stablecoin balances in one place, receive fiat deposits, and send payments via ACH, wire, SWIFT, and SEPA.
Read more: Open a banking account · Deposit fiat
Step 5: Activate treasury
Treasury lets you put idle stablecoin balances to work by deploying them into curated on-chain strategies, including DeFi vaults via Morpho and Spark and tokenized real-world assets via Plume. Each strategy shows its current APY, supported assets and key risk information before you commit.
To move funds into Treasury, go to Treasury, select a strategy, and specify how much to allocate from your wallet balance. Treasury works with stablecoins and supported digital assets. If you're starting from fiat, use Convert to swap into a supported asset first.
Yields are variable and depend on market conditions. Withdrawals are instant, but available liquidity varies by strategy. Reah surfaces liquidity information for each strategy up front, so you can plan around your operating cash needs.
Read more: How treasury works · Move funds into treasury · Treasury risks
Step 6: Issue corporate cards (requires KYB)
Corporate cards let your team spend directly from Reah with per-card spending limits and real-time transaction tracking. Cards are accepted wherever Visa is accepted.
Once KYB is approved, go to Cards to issue cards and assign them to team members. You can set individual limits, freeze cards, and view all card activity in the unified transaction ledger.
Read more: Enable cards for your business · Create a corporate card · Set card spending limits
Step 7: Start operating
With your wallet funded and your account set up, here’s what you can do day-to-day:
Convert between fiat and stablecoins — Go to Convert and select the asset pair you want to swap. Reah routes conversions based on speed and cost automatically.
Send payments — Go to Send, enter the recipient’s wallet address or banking details, select the asset and amount, and submit for approval. Stablecoin cross-border payments settle instantly without correspondent banking delays.
Run recurring workflows — For payroll or regular vendor payments, you can configure scheduled transfers based on pre-set recipients, amounts, and approval policies. Each workflow goes through your configured approval policy before funds move.
Track everything — Every transaction across fiat, stablecoins, cards, and treasury posts to the unified ledger in real time. Go to Transactions to view history, filter transactions, and export records for accounting.
Read more: Convert assets · Stablecoin operations · View transaction history · Export transaction records
What's next
Once you're set up, here are a few things worth exploring:
Multi-entity management — If your business operates across multiple subsidiaries or regions, you can manage each of them within one Reah workspace with full visibility across all of them.
Invoicing — Issue invoices in fiat or stablecoins, auto-match incoming payments, and track settlement across rails.
Reah Copilot (coming soon) — AI-native intelligence and execution layer for automating complex finance workflows.
You’re ready to start using Reah. If you have questions along the way, visit our Help Center or contact us at reah.com/contact-us.
Reah is a financial operating system for global businesses — fiat banking, stablecoin treasury, cross-border payments, and AI-native execution on one ledger. Learn more at reah.com
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